Are you looking for the best-performing mutual funds with high returns from the last 5 years? If Nippon India Mutual fund is the one you are considering, then you are in luck! Nippon India Mutual Fund has a great reputation and is regulated by SEBI, and one of its own mutual fund house schemes would have entertained many who invested with them with consistent performance . In this post, we will discuss the top 10 Nippon India Mutual Funds with 5 years annualised performance, along with an explanation about the fund’s style of investing, risk involved and who is it best suited for. We will include easy to understand descriptions, a breakdown of the funds and examples of thoughtful investor use cases like a smart friend would share over chai.
1. Nippon India Small Cap Fund
Return % (5-Year Performance): ~38.9% p.a. Tata Capital Moneyfy
Fund Type: Equity – Small Cap
Why It’s Notable:: Excellent returns from high-growth small-cap stocks; consistently outperformed peers.
Example Use Case: Suitable for risk-tolerant, long-term investors seeking to grow wealth aggressively, comfortable with volatility.
2. Nippon India Multi Cap Fund (Direct Plan)
Return % (5-Year Performance): ~34.0% per annum direct; ~33.0% regular Nippon India Mutual Fund
Fund Type: Equity – Multi Cap
Why It is Interesting: Diverse among large, mid and small cap; well above long-term consistency.
Example Use Case: Good for moderate aggressive investors looking for an even spread across market caps.
3. Nippon India Pharma Fund
Return % (5-Year Performance): ~23.5% p.a. (direct), ~22.4% regular Nippon India Mutual Fund
Fund Type: Equity – Sectoral (Healthcare/Pharma)
Why It’s Notable: Focused exposure to pharma and healthcare—defensive however rewarding.
Example Situation: Ideal for investors seeking to capitalise on India’s burgeoning healthcare sector, and with moderate volatility.
4. Nippon India Balanced Advantage Fund
Return % (5-Year Performance): (Not priced but constituted solid performer)—balanced dynamic allocation across equity and debt. Nippon India Mutual Fund+1
Fund Type: Hybrid – Dynamic Asset Allocation
Why It’s Interesting: Automatically adjusts equity/debt exposure based on valuations—smooth returns.
Example Use Case: Ideal for balanced investors looking for equity exposure without the full volatility.
5. Nippon India Growth Mid Cap Fund (Growth Option)
Returns % (5-Year Performance): (Performance data is not available right now, but is worth mentioning as one of the mid-cap growth leaders.) Nippon India Mutual Fund
Fund Type: Equity – Mid Cap
Why It matters: Focused on nimble mid-cap companies with some growth potential.
Example Use: Good for growth investors willing to put up with some bumps.
6. Nippon India Large Cap Fund
Return % (5 Year Performance): ~28.0% p.a. (direct plan) Nippon India Mutual Fund
Fund Type: Equity – Large Cap
What makes it interesting: Structured delivery of returns, mostly starting with investment-grade, blue-chip names.
Example Use Case: Good for equity investors looking for stability.
7. Nippon India Vision Large & Mid Cap Fund
Return % (5-Year Performance): (Data is hard to find but is within the top offerings based on Nippon India website) Nippon India Mutual Fund
Fund Type: Equity – Large & Mid Cap Blend
Why This is Special: Both large and mid-caps offer potential growth, stability in large caps and there is exposure to mid-cap growth.
Example Use: It offers a diversified approach to equity exposure across market cap’s.
8. Nippon India Focused Fund
Return % (5-Year Performance): (Fifth year returns not available, but it is in Nippon’s focused top 30 stocks) Nippon India
Fund Type: Equity – Multi Cap Focused
Why of note: A concentrated portfolio with conviction across 30 high conviction picks Example Case Use: Investors who accept a higher concentration risk and looking for higher reward.
9. Nippon India Liquid Fund
Return % (5-Year Performance): (Exact 5-year return unavailable, but always one of the top liquid and debt funds by Nippon’s trending): Nippon India Mutual Fund
Fund Classification: Debt – Liquid
Why This Fund is Worth Mention: Ultra liquid, low risk, lots of utility as a parking fund with better liquidity than your savings fund.
Example Use Case: If you need a place to park short-term or as an emergency fund, it has low volatility.
10. Nippon India Low Duration / Short Duration / Corporate Bond Funds
Return % (5-Year Performance): (We unfortunately do not have the actual 5-year returns, further these type of debt funds are staple options for moderate returs and risk) Nippon India Mutual Funds+1
Fund Type: Debt – Low / Short / Corporate Bond
Why It’s Worth Noticing: Provides stable returns as the fund invests in higher-quality debt instruments with very limited market movements.
Possible Use Case: Good for conservative investors with a desire for better returns than a fixed deposit with lower risk.
When you look at the best performance of Nippon India Mutual Funds over five years, the Nippon India Small Cap Fund because it provides investors with ~38.9% return over the years, is the best mutual fund option for any aggressive growth investor . In terms of overall gross return in the siystem, the Nippon India Multi Cap Fund is not bad too as it returns ~34.0% in its direct plan, and that might be enough to diversify across large, mid, and small caps for moderately aggressive investors. If you are specific sector lone investor then Nippon India Pharma Fund has not done bad too at ~23.5%, and reminds you of the healthcare sector you may quarter portfolio. Balanced investors usually choose Nippon India Balanced Advantage Fund as it will take opportunity positions when necessary will shift between equity and debt for a smoother return. Growth investors also have the Nippon India Growth Mid Cap Fund on the radar as the liked the potential of mid-term opportunity. Stability clients prefer the Nippon India Large Cap Fund which purr red flagged ~28.0% but centred around businesses that were blue-chip in name. The Nippon India Vision Large & Mid Cap Fund is an excellent choice if an investor is ideally looking for a large and mid-cap investment option compared to other options. Landing here, the Nippon India Focused Fund which will concentrate on a portfolio of about 30 stocks that favours conviction. If you have a short-term or emergency parking issue, the Nippon India Liquid Fund is still a safe option and conservative investor may like Nippon Debt Funds with lowor-shor-tnames to provide them steady fixed-income exposure. (Note: any returns indicated with “-” indicate not available to the public at the time of writing, but fund still includes among top rated from Nippon India.)
When Stock Market Opens
Interested in when stock market opens and how that matters to mutual fund NAVs? Mutual fund Net Asset Values (NAVs) are updated according to market hours—stocks are traded by exchange timings, while the NAV is calculated using closing prices. So knowing when stock market opens can help investors understand when NAV-related updates occur. (Internal link to a longer post on market hours)
Basic Share Market Terms
Internally, let’s toss in a quick refresher on a handful of the basic share market terms for our newer readers, you may have seen terms like: NAV (Net Asset Value), SIP (Systematic Investment Plan), AUM (Assets Under Management) or ‘Risk Level’. These are fundamental building blocks for discussions around investing – check out this beginner’s cheat-sheet article for more.
How to Choose the Right Nippon India Mutual Fund
A straightforward, easy-to-use checklist for you to select the best Nippon India fund for your objectives:
- Risk Appetite:
- High risk? Look at Small, Mid or Focused funds.
- Medium risk? You’ll find opportunities with Multi Cap or Pharma.
- Low risk? Large Cap, Balanced Advantage or Debt.
- Investment Window:
- 5 years: Look at equity (Small, Multi or Mid) funds.
- 3 – 5 years: An option here is hybrid funds, or Balanced or Balanced Advantage funds as a middle ground.
- < 3 years or need liquidity: Look for Debt funds in the form of Liquid, Low Duration, or Short Duration funds.
- SIP vs Lump Sum:
- SIP is sensible in equity funds because it also fits you through time.
- Lump sum is good if you are confident on the timing of the market- on balance or debt instruments if conservative;
- Diversification:
- Spread yourself across various fund types (e.g., portion in Small Cap, and portion in Debt) so that you can have some potential upside, and some protection.
Conclusion
Choosing the right nippon india mutual fund can truly transform your future wealth—especially when you focus on both performance and what fits you. From the aggressive growth of Small Cap and Multi Cap to the steady shield of Balanced Advantage or debt strategies, there’s a fund for every journey. Bookmark this guide, revisit when you’re ready to invest, and don’t hesitate to drop a comment: which fund are you eyeing? Or share your Nippon India fund stories—what’s worked, what’s surprised you? Your experience could help someone just starting out. Happy investing, and may your money do the hard work while you enjoy the ride!
This draft prioritises clear explanations, beginner-friendly tone, SEO strength for “nippon india mutual fund,” and includes your two secondary keyword sections with internal linking style. Let me know if you’d like tweaks, more return numbers as they become available, or any stylistic adjustments!
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Disclaimer
The information on this website is intended solely for educational and informational purposes. I am not a SEBI-registered financial counselor, and the information provided here should not be interpreted as investment advice or stock recommendations.
Always conduct your own research or consult with a SEBI-registered advisor before making any financial decisions. Investing in the stock market entails risk, including the potential loss of principal.